Fitness Insurance

Train with confidence

What you need to know about Insurance for Exercise Professionals Guild Insurance works with Fitness Australia to understand the issues you face as an exercise professional. The result is that our Insurance for Exercise Professionals policy gives you Professional Indemnity, Public Liability and Products Liability cover, plus a range of important additional covers - all within a single convenient policy.

$5 million professional indemnity

$10 or 20 million public liability

$10 or 20 million products liability

$100k property in your care cover

Dedicated personal account manager

Fast claims service with outstanding customer service

Dedicated risk management website

Guild Insurance will not only manage your insurance but they’ll work directly with you every step of the way – whether you need advice about your cover, or need to make a claim.

That's just part of the reason why Fitness Australia now refers registered professionals to Guild Insurance.

Policy Features	Benefit to You
Combined Liabilities Cover	Our Insurance for Exercise Professionals includes Professional Indemnity Insurance together with Public Liability Insurance and Products Liability Insurance under a ‘combined liabilities’ policy. This means you get the benefit of all 3 important covers within a single convenient policy.
Period of Cover	12 months
Combined Liabilities Cover	You get the Standard $5 million Professional Indemnity, plus a choice of either: $10 million Public Liability & Products Liability $20 million Public Liability & Products Liability
Care, Custody or Control Cover	This provides Cover for Property in Your Care. If you find yourself legally liable for your clients’ property, or even the property of a gym, this cover protects you for claims where you are held liable for damage to third party goods which are in your care up to the value of $100,000.
Loss of Documents $250k	This provides Cover for loss of your client’s documents. If you are legally liable for your clients’ health records, this cover protects you when you are held legally responsible for damage or loss of third party documents up to the value of $250,000.
Standard $250 excess	We only have one level of excess - a low standard $250.
Excess is cost exclusive	If a claim against you is successfully defended, there is no excess to pay.
Direct Insurer	As a direct insurer rather than a broker, we’ll work together with you whether you have a question about your cover or need to make a claim.

Policy Features

Benefit to You

Combined Liabilities Cover

Our Insurance for Exercise Professionals includes Professional Indemnity Insurance together with Public Liability Insurance and Products Liability Insurance under a ‘combined liabilities’ policy. This means you get the benefit of all 3 important covers within a single convenient policy.

Period of Cover

12 months

Combined Liabilities Cover

You get the Standard $5 million Professional Indemnity, plus a choice of either:

$10 million Public Liability & Products Liability
$20 million Public Liability & Products Liability

Care, Custody or Control Cover

This provides Cover for Property in Your Care. If you find yourself legally liable for your clients’ property, or even the property of a gym, this cover protects you for claims where you are held liable for damage to third party goods which are in your care up to the value of $100,000.

Loss of Documents $250k

This provides Cover for loss of your client’s documents. If you are legally liable for your clients’ health records, this cover protects you when you are held legally responsible for damage or loss of third party documents up to the value of $250,000.

Standard $250 excess

We only have one level of excess - a low standard $250.

Excess is cost exclusive

If a claim against you is successfully defended, there is no excess to pay.

Direct Insurer

As a direct insurer rather than a broker, we’ll work together with you whether you have a question about your cover or need to make a claim.

Please refer to the policy wording and schedule for full scope of cover.

We acknowledge the traditional custodians of the land on which we work. We pay our respects to Aboriginal and Torres Strait Islander elders, both past and present, and celebrate their cultural contribution to society.

Fitness Insurance

Train with confidence

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Australian Fitness Industry Retention Report 2017

We acknowledge the traditional custodians of the land on which we work. We pay our respects to Aboriginal and Torres Strait Islander elders, both past and present, and celebrate their cultural contribution to society.

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