Fitness Insurance
Insurance for Personal Trainers and Fitness Instructor
Train with confidence
What you need to know about Insurance for Exercise Professionals Guild Insurance works with Fitness Australia to understand the issues you face as an exercise professional. The result is that our Insurance for Exercise Professionals policy gives you Professional Indemnity, Public Liability and Products Liability cover, plus a range of important additional covers - all within a single convenient policy.
- $5 million professional indemnity
- $10 or 20 million public liability
- $10 or 20 million products liability
- $100k property in your care cover
- Dedicated personal account manager
- Fast claims service with outstanding customer service
- Dedicated risk management website
Guild Insurance will not only manage your insurance but they’ll work directly with you every step of the way – whether you need advice about your cover, or need to make a claim.
That's just part of the reason why Fitness Australia now refers registered professionals to Guild Insurance.
| Policy Features | Benefit to You |
|---|---|
| Combined Liabilities Cover | Our Insurance for Exercise Professionals includes Professional Indemnity Insurance together with Public Liability Insurance and Products Liability Insurance under a ‘combined liabilities’ policy. This means you get the benefit of all 3 important covers within a single convenient policy. |
| Period of Cover | 12 months |
| Combined Liabilities Cover | You get the Standard $5 million Professional Indemnity, plus a choice of either:
|
| Care, Custody or Control Cover | This provides Cover for Property in Your Care. If you find yourself legally liable for your clients’ property, or even the property of a gym, this cover protects you for claims where you are held liable for damage to third party goods which are in your care up to the value of $100,000. |
| Loss of Documents $250k | This provides Cover for loss of your client’s documents. If you are legally liable for your clients’ health records, this cover protects you when you are held legally responsible for damage or loss of third party documents up to the value of $250,000. |
| Standard $250 excess | We only have one level of excess - a low standard $250. |
| Excess is cost exclusive | If a claim against you is successfully defended, there is no excess to pay. |
| Direct Insurer | As a direct insurer rather than a broker, we’ll work together with you whether you have a question about your cover or need to make a claim. |
Please refer to the policy wording and schedule for full scope of cover.
